21st November 2007, I applied for Public Bank Visa Electron. It took approximately 1 month time to receive the letter of approval. Before I can receive my card, I have to fund my card with at least a deposit of RM25.
Last month, I finally received my Public Bank Visa Electron. For those of you who don’t know what is Visa Electron, it is a debit card. Acts like an ATM card or reload card. Once the credits inside the card has been used up, you have to fund the card again before further usage.
While I was waiting for my debit card approval, my lady boss asked me if I wanted to apply for CIMB’s credit card. I’m more interested in debit card, that’s what I replied. Even if I want to apply for a credit card, with my current salary, I don’t think I can get approved.
The reason for applying Visa Electron is that, I want to withdraw my PayPal credits in the future. As now I’ve been doing some review posts that earn me some bucks, I get paid via PayPal and would love to transfer the PayPal credit to cash in the future, but not so soon, because during each transaction, USD5 is deducted as the process fee.
By the way, before you can add your debit card detail to your PayPal account, your card must be more than RM25. Say, you fund another RM10. I funded RM50 into my Visa Electron. Why I choose Public Bank Visa Electron? Because it is tested to work on PayPal. =)
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January 3rd, 2008 at 2:50 pm
This would really be useful for students and people who can’t control their spending ~ Lol!
January 3rd, 2008 at 10:33 pm
Cool!!! I got one too!!! I am very satisfy so far…
January 3rd, 2008 at 11:13 pm
btw, may I know wat is d basic procedure to apply for a debit card?
cuz I oso wan to apply 1.
January 4th, 2008 at 7:44 am
@wombok,
Quite true also..lol. But basically I just want this card to withdraw money from PayPal.
@Darren,
Yup, I’ve seen an entry on PB Visa Electron in your blog before.
@Renge,
You can go to any PB branch and take the Visa Electron application form from the customer service counter. Fill in and submit. If you want your card to be issued earlier, you can straight away deposit RM25 upon submission.
January 4th, 2008 at 8:28 am
do I nid to hv an account 1st b4 I can apply for this debit card?
January 4th, 2008 at 8:58 am
You do NOT need a Public Bank account to apply for Public Bank Visa Electron. But if want to fund the card, you will have to either go to the cash/cheque deposit machine, or go to the bank. If you have a Public Bank account, you can use the ATM machine to transfer fund to your debit card.
January 4th, 2008 at 9:24 am
I see.
Thank Apple for the info. ^^
January 4th, 2008 at 2:34 pm
Wow.. I should apply for one too
January 4th, 2008 at 9:52 pm
@Renge,
You’re welcome.
@ahlost,
Yup, bloggers without credit card, should apply for debit card, as in helping withdrawing money from PayPal.
January 5th, 2008 at 6:56 am
I received mine last month..
Havent activate it for ebanking. Hehe..