A.P.P.L.E

Few days ago, I read an article from BBC News reporting that termites ruined everything in the bank safe deposit box of an Indian trader. Dwarika Prasad, victim of this incident, had deposited currency notes and investment papers worth hundreds of thousands of rupees in the bank safe. The bank claimed that they have put up a notice warning customers of the termites. Which also indicates that they don’t want to take responsibility against this matter. Poor guy!

We always can’t predict what will happen in the future. So, we have to always be prudent. There’s a Chinese idiom goes “Prepare before the rain”. Something like bring along your umbrella when you are going out regardless of the weather. That’s it! So, if you own a house, you will also like to insure your house with home insurance.

However, different policies cover different things. So please do make sure that the home insurance you buy suits your needs. You may also want to check if they cover the termites issue!!